Car credit: the reasons for choosing Loan Financial
Loan Financial is the only retail lending platform in Europe with its own credit institution license, issued by the French Prudential and Regulatory Authority (Autorité de Contrôle Prudentiel et Résolution). It is revolutionising consumer lending in Europe, and today offers a real alternative to traditional credit companies.
Indeed, thanks to its innovative refinancing model, our company now enables professional investors (individuals, but also legal entities: companies, pension funds, insurers, foundations, etc.) to directly finance consumer loans to French, Italian, Spanish and Portuguese households.
Today, more than 150,000 European customers have already been won over by the Loan Financial offer.
The advantages of Car Credit at Finanz
To finance the purchase of your car, Loan Financial offers you, thanks to its analysis technologies, the simplest online credit application on the market. Get an immediate answer in principle, and a definitive one in less than 24 hours * ! You can request an amount between 1,000 and 50,000 euros.
In addition to the speed and simplicity of our offer, Finanz guarantees the protection of users’ personal data, as well as the security of its platform.
How to apply for a car loan at Finanz?
In concrete terms, to make a request to us, we invite you to carry out a simulation: in a few clicks and in less than 5 minutes, you can fill in our secure form and access an immediate response in principle.
Then, we will propose you to subscribe to your contract by signing it electronically, and to send us the documents necessary for the study of your file.
We then undertake to provide you with a financing decision within 24 hours* of receipt of the complete file, and then to send you the funds in record time.
Thanks to our innovative and secure internet platform, you can benefit from the best rates for your car loan, so don’t hesitate to simulate your car loan with Loan Financial to make your project a reality!
The three key points to remember about car credit:
– It is an earmarked credit which, by definition, consists of granting the borrower a sum of money strictly to cover the purchase of a car.
– The repayment period, the monthly instalments and the overall effective rate are the 3 main criteria for choosing such a loan.
– It secures the borrower: failure to obtain the loan automatically cancels the purchase, and the same applies to the loan if the delivery of the vehicle does not take place.